Introduction
Every fall, Medicare Open Enrollment allows seniors and caregivers to review health coverage. This period is the best time to check costs, update plans, and make sure doctors and prescriptions remain covered.
Key Dates
Open Enrollment runs from October 15 through December 7 each year. Any changes made during this time begin January 1 of the following year.
Why Review Matters
Plans change annually. Premiums, copays, provider networks, and drug formularies may shift. Reviewing options helps avoid surprises and ensures coverage meets current needs.
Steps to Prepare
- Make a list of prescriptions and dosages
- Collect recent medical bills or statements
- Note preferred doctors and pharmacies
- Set a budget for premiums and out-of-pocket costs
Comparing Plans
The Medicare Plan Finder tool shows costs, networks, and star ratings for available plans. Caregivers can help seniors evaluate whether current coverage is still the best fit.
Preventive Visits
Medicare covers a Welcome to Medicare preventive visit during the first year of Part B enrollment and an annual wellness visit each year after. These are important opportunities to address risks and prevention strategies.
Conclusion
A short review during Open Enrollment can save money and improve health access for the year ahead. Abundant Life Assisted Services can guide families through this process and help organize information.
Sources
- Medicare.gov – Open Enrollment: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan
- CMS – Medicare Open Enrollment Partner Resources: https://www.cms.gov/priorities/key-initiatives/medicare-open-enrollment-partner-resources
Medicare.gov – Annual Wellness Visit: https://www.medicare.gov/coverage/yearly-wellness-visits
